Americans often learn about finances from family and friends or just go it alone. While these intentions are good, in most cases when so many face uncertain economic futures, the need for expert help is real. With direction from a Certified Credit Union Financial Counselor (CCUFC), you partner with a knowledgeable and caring person whose only concern is to help guide you to sound financial decisions. You can expect understanding and compassion for your situation, no judgement, or uncomfortable evaluations. Counselors lead honest and confidential conversations to help you with your financial distress. When experiencing monetary difficulties, a financial counselor can put you back in the driver’s seat to gain control of your money and give you the tools to build a stronger financial future.
The CUNA Financial Counseling Certification Program (FiCEP) featured at Dakotaland Federal Credit Union, teaches staff how to provide you with expert financial guidance, covering budgeting, saving, debt management and long-term financial planning. Participants learn effective communication and counseling skills, an understanding of financial attitudes and needs, and develop strategies to help you achieve your long-term goals. The program prepares individuals to earn the Certified Credit Union Financial Counselor (CCUFC) designation by passing a comprehensive exam.
As a result, your financial counselor brings a number of options to the table to assist you. If appropriate, your counselor may advise you to consider debt consolidation, debt settlement, or refinancing of current assets. If any of these options are a fit for your plan, your financial counselor can walk you through the process step by step. In addition, they can also direct you to other useful resources to address concerns with taxes, insurance, and retirement planning. Debt Management is a process and a skill we can assist you in learning.
Regardless of the avenue you choose to take to address your financial concerns, a Certified Credit Union Counselor is here to provide a safe environment, combined with optimism and realism to give you hope for a better financial future. Contact us today for your free confidential consultation.
