Dakotaland FCU Blog

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Dakotaland Federal Credit Union, ATM | Debit Cards, Youth Services

Three Important Reasons Your Child Needs a Debit Card

Recently, I was at Wild Water West with my grandkids. While waiting at the concession stand window for our order, I watched several kids (estimated ages 10 – 15) walk up and place their order and then insert their debit card to complete their purchase. It really struck me how the world has changed since my own children were that age, so much so that I had to research why you would want your ...

Cyber Security, Dakotaland Federal Credit Union

Don’t be Fooled by a Remote Deposit Capture/Check Scam

Scammers are always looking for ways to prey upon people, especially those consumers needing money quickly. One way is to use Remote Deposit Capture (RDC), a service which allows you to deposit a check remotely into your account.

Mortgage Minute, Dakotaland Federal Credit Union

WHAT IS A HELOC?

As a homeowner, it can be daunting looking at interest rates and percentages that are consistently changing with the market and filled with terms that are unfamiliar or only understood on a surface level. You want to do the best for you and your family when it comes to financial decisions. A financial partner like Dakotaland can assist you fully, but a small amount of online research can help you ...

Dakotaland Federal Credit Union, Auto Loans

What Makes a Credit Union Loan Customized

We’ve all heard financial institutions talk about customizing a loan to fit. It sounds impressive and a feature you would want in a consumer loan, but not all loans have the options and flexibility to be considered “‘custom”. Let’s break it down to determine if, in fact, your loan meets the requirements to say it is truly designed to fit you.

Dakotaland Federal Credit Union, Auto Loans

Cashing out the Equity in Your Car

There are times in life when the unexpected happens: unforeseen medical expenses; a repair bill that was higher than anticipated; or an item that needs to be replaced (my mom’s dog once ATE her COUCH)! Life does happen to everyone and eventually most of us discover how something completely unplanned throws a kink into our cash flow. For example, insurance costs have increased to the point where ...

Wooden House with Question Marks above it

Mortgage Minute, Dakotaland Federal Credit Union

When to Consider a Second Mortgage

So, you’ve finished your research on a second mortgage and learned how to qualify and apply. Now you may be wondering if you should go through with the process. Is it really the right loan option for you?

Dakotaland Federal Credit Union, Real Estate Servicing

What is Real Estate Servicing?

Spending nearly 20 years as a Real Estate Servicer, when I tell people what I do for a living, I get that ‘deer in the headlights’ look. It is not common for a small, community financial institution to service their own mortgage loans so people don’t usually understand the role of a Real Estate Servicer. I am hoping I can shed some light on the subject and bring a better understanding of what my ...