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Tips to Managing Secured Vs. Unsecured Debt

None of us enjoy taking on debt, yet nowadays most of us are dealing with it in some form. While good standing debt can be a positive influence on your credit score, the issue that tends to arise is having too much debt. What do we do then? How do we manage when the payments start to feel overwhelming? Since disappearing to live off the grid in the wilderness isn’t a realistic option, there are a ...

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Good Debt vs. Bad Debt: Know the Difference

Debt is something that none of us are fond of, but many of us know it well. The different types of debt vary, from a credit card to a mortgage, and you might be wondering if there really is any “good” in good debt while flipping through your bills and making payments. While it may come to a shock to some, there truly is a difference between the types of debt you may have.

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SD International Credit Union Day Proclamation

On Oct. 19, 2023, Dakotaland Federal Credit Union will join over 56,000 credit unions around the world to celebrate International Credit Union (ICU) Day®. In 1948, the U.S. Credit Union National Association (CUNA) decided to initiate a new national Credit Union Day celebration, which means this year marks the 75th anniversary of International Credit Union Day. CUNA and CUNA Mutual Insurance ...

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5 Tips to Opening or Buying a Business

Getting the little things right makes a big difference when starting or purchasing a business. Making changes to your business later can be very expensive, time–consuming and inefficient. I recommend the following items when members visit with me about starting or purchasing a business:

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Three Important Reasons Your Child Needs a Debit Card

Recently, I was at Wild Water West with my grandkids. While waiting at the concession stand window for our order, I watched several kids (estimated ages 10 – 15) walk up and place their order and then insert their debit card to complete their purchase. It really struck me how the world has changed since my own children were that age, so much so that I had to research why you would want your ...

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Don’t be Fooled by a Remote Deposit Capture/Check Scam

Scammers are always looking for ways to prey upon people, especially those consumers needing money quickly. One way is to use Remote Deposit Capture (RDC), a service which allows you to deposit a check remotely into your account.

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As a homeowner, it can be daunting looking at interest rates and percentages that are consistently changing with the market and filled with terms that are unfamiliar or only understood on a surface level. You want to do the best for you and your family when it comes to financial decisions. A financial partner like Dakotaland can assist you fully, but a small amount of online research can help you ...

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What Makes a Credit Union Loan Customized

We’ve all heard financial institutions talk about customizing a loan to fit. It sounds impressive and a feature you would want in a consumer loan, but not all loans have the options and flexibility to be considered “‘custom”. Let’s break it down to determine if, in fact, your loan meets the requirements to say it is truly designed to fit you.

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