Blog

Back-to-School Cars... Making the Grade

Five Reasons Why Cars Make it to the Top of the Back-to-School List

1. Reliability & Safety – Parents and students usually have very different options as to what type of car they should buy. In addition, agreeing on a budget for the purchase tends to be a challenge. The good news is everyone can agree a car that can be trusted to get from point A to point B as safely as possible is a must. This means it is mechanically sound and requires minimal maintenance. Cars with good tires and airbags tend to be a class favorite. Plus, front wheel drive or 4-wheel drive for inclement weather are high on the shopping list. Autos with features like these most likely top the roster.

Tips To Purchasing Home Insurance

#1 Everyone should have home/renters insurance
Homeowners need to purchase home insurance to protect their homes and personal property in the event of a loss caused by a covered peril such as fire, wind, hail, water, theft etc. When financing a home through a financial institution they will require you to have coverage in place to protect the loan in case of a total loss. Be sure to begin your home insurance search well before your closing date is scheduled. Those who rent also need renters insurance to protect their personal belongings. In addition, everyone should seek protection against liability for accidents which may cause an injury to other people or damage to their property.

Play Hard and Carry Insurance

Question: What types of recreation vehicles are you most often asked to quote insurance coverage for?

Answer: The types of recreational vehicles available and their price tags have significantly grown over the years, but the most frequently requested quotes are for campers, boats, ATV’s (such as 4-wheelers and side by sides), golf carts, motorcycles/scooters and snowmobiles. Insurance carriers have expanded coverage to include an extensive list of insurable “big boy toys”.

Simple Ways to Save on Your Home and Auto Insurance

• Bundle Policies for Easy Savings

Combining your auto insurance with your homeowner’s or renter’s insurance can lead to big discounts. Auto insurance is the riskiest insurance for companies to offer, so bundling it with a policy you’re less likely to use makes it more enticing for insurance companies to offer a deep discount.   Many of the companies offered at Dakotaland Community Insurance offer this type of discount.