On Oct. 19, 2023, Dakotaland Federal Credit Union will join over 56,000 credit unions around the world to celebrate International Credit Union (ICU) Day®. In 1948, the U.S. Credit Union National Association (CUNA) decided to initiate a new national ...
Getting the little things right makes a big difference when starting or purchasing a business. Making changes to your business later can be very expensive, time–consuming and inefficient. I recommend the following items when members visit with me ...
Recently, I was at Wild Water West with my grandkids. While waiting at the concession stand window for our order, I watched several kids (estimated ages 10 – 15) walk up and place their order and then insert their debit card to complete their ...
Scammers are always looking for ways to prey upon people, especially those consumers needing money quickly. One way is to use Remote Deposit Capture (RDC), a service which allows you to deposit a check remotely into your account.
As a homeowner, it can be daunting looking at interest rates and percentages that are consistently changing with the market and filled with terms that are unfamiliar or only understood on a surface level. You want to do the best for you and your ...
We’ve all heard financial institutions talk about customizing a loan to fit. It sounds impressive and a feature you would want in a consumer loan, but not all loans have the options and flexibility to be considered “‘custom”. Let’s break it down to ...
There are times in life when the unexpected happens: unforeseen medical expenses; a repair bill that was higher than anticipated; or an item that needs to be replaced (my mom’s dog once ATE her COUCH)! Life does happen to everyone and eventually ...
So, you’ve finished your research on a second mortgage and learned how to qualify and apply. Now you may be wondering if you should go through with the process. Is it really the right loan option for you?
Spending nearly 20 years as a Real Estate Servicer, when I tell people what I do for a living, I get that ‘deer in the headlights’ look. It is not common for a small, community financial institution to service their own mortgage loans so people ...